We are selective about the cases we insure
There are six initial underwriting questions that we consider to see whether we can help you. If you are in any doubt, please do not hesitate to contact us.
Is it a commercial dispute?
We can provide insurance cover for court proceedings, arbitrations, tribunals or appeals, regardless of what stage they have reached.
We will not consider:
- Personal injury or clinical negligence claims
- Claims sourced by claims management companies
- Defamation
Is the limit of indemnity at least £150k?
We cover limits of indemnity ranging from £150,000 to £20,000,000, with higher limits available upon request.
Are the prospects of success better than even?
We are looking for cases where the prospects of success are better than even.
Does the legal team have the relevant experience?
The proposer’s legal representative(s) and any expert(s) need to have the requisite experience for the case.
Where is the proposer domiciled?
We can provide insurance cover where the proposer is domiciled in the UK, Channel Islands, Cayman Islands, Bermuda (on a non-admitted basis) and any other country where the insurer can issue dispute insurance policies, subject to prior approval.
Are there sufficient funds to finance the dispute?
We do not offer fully deferred and contingent premiums and therefore the proposer, or a litigation funder, must have the funds to be able to pay the premium. We also need to ensure that there are sufficient funds to cover the legal fees and disbursements relating to the dispute or that litigation funding has been arranged.
